‘Cash is king’ is a phrase that many business owners will be aware of. Having access to cash to fund your business is key to growing your business or supporting it in difficult times. For many business owners it is difficult to access the cash they need especially with bank overdrafts becoming more difficult to obtain, and find it daunting to identify what the best solution is for them.
We offer UK wide coverage operate with mainstream and specialist providers. Whatever market you trade in we will have a working capital solution that will work for your business.
Secured / Unsecured Business Loans
Unsecured Business Loans
Unsecured loans are fast becoming a go-to choice for businesses looking for working capital. They are simple and quick to obtain, and are available to sole traders, partnerships and limited companies throughout the UK. Unsecured loans are available to all business sectors, and can be used for a variety of different business needs including:
- Working Capital
- Professionals funding
- Tax and VAT funding
- One off business expenses
- To purchase assets
- To support expanding your business
- Buying Stock
- Restructuring debt.
You are able to borrow from £5,000 to £500,000, and up to a maximum period of 60 months. Security is normally by way of a personal guarantee. Options are available for loans without a personal guarantee, or to non-homeowners. We are able to raise unsecured loans for new start companies through to established businesses, options are also available to businesses or business owners that have had difficult trading or impaired credit histories. Approval can take a matter of minutes, and funds can be in your account in a matter of hours.
Secured Business Loans
Secured loans are available to your business to support a variety of different business requirements:
- Working capital
- Equipment purchase
- Property purchase
- Acquisition finance including MBO’s and MBI’s
- Refinancing and restructuring.
Many businesses assume that secured loans are only available when you have property as security, this is not the case. Funders will now also consider a variety of alternative security including plant & machinery, assets owned by the business, boats etc. You are able to borrow from £25,000 to £5,000,000 for start up or mature businesses anywhere throughout the UK. Loans are flexible and can offer interest only periods, longer amortisation profiles and seasonal payments. You are also able to obtain fixed rates to allow you to budget effectively for the term of the loan.